Personal Contract Purchase (PCP)

A flexible way to finance your Dacia

How does it work?

Our PCP product, is a flexible way to finance your new car. It provides you with an Optional Final Payment, offering you “Shockingly Affordable” monthly payments.

1. Deposit
1. Deposit

Firstly, select a deposit

2. Calculate your monthly payments
2. Calculate your monthly payments

Next, your dealer will calculate your monthly payments based on the term and  maximum annual mileage to suit your needs. 

3. Optional final payment
3. Optional final payment

Finally, your dealer will calculate the Optional Final Payment based on the maximum mileage to suit your needs. 

Dacia Finance

Personal Contract Purchase explained

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Dacia models

PCP is flexible and simple

Your dealer will calculate the Optional Final Payment at the beginning of your agreement. The amount you pay is the price of your new Dacia, minus your deposit and Optional Final Payment, plus any interest and fees. This makes driving your new Dacia shockingly affordable. The interest charged is calculated at the beginning and is fixed for the length of the agreement.

 

Lower fixed monthly payments will help you stick to your monthly budget or could even mean that you are able to upgrade to a higher specification car.

 

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What happens at the end of my agreement?

You will get a choice of three options when your Dacia agreement comes to an end.

Change your car

Pay the Optional Final Payment as outlined in your agreement. Dacia Finance can even help you finance this value if needed.

 

Return your car

Simply return your vehicle in good condition, within the agreed mileage limits, and pay nothing.

 

Keep your Dacia

Pay the Optional Final Payment (plus any Option to Purchase Fee) and be transferred ownership of the vehicle.